CTO
Skyfire
Agentic payments are emerging as the next great battleground in issuing, digital wallets and commerce. As large language models, AI shopping agents and commerce platforms move from product discovery to purchase execution, the strategic question for banks is no longer whether agentic commerce is real, but who will own the credential, the customer relationship and the attribution trail when autonomous agents begin selecting tender on behalf of consumers and businesses. What is at stake is not simply interchange. It is a new greenfield co-branded card opportunity tied to AI-native credentials, multi-account routing, tokenized identity and intent-based attribution that could redefine issuer economics and customer acquisition.
This panel brings together leaders from AI platforms, payments, fintech and digital commerce to examine how agentic payments will reshape card issuing, authentication and top-of-wallet status. The discussion will explore why LLMs and commerce platforms may pursue co-branded or proprietary payment credentials, how payment accounts become the identity vault and attribution trigger for agentic commerce, what trust and authentication layers must evolve, and why banks risk being disintermediated if they are not embedded in the next generation of agent-initiated transactions. Attendees will leave with a clear understanding of how agentic payments differ from broader agentic commerce, why this market may prove to be the largest co-branded card opportunity in history, and what banks, networks and fintechs must do now to remain relevant before the 2026 holiday shopping cycle locks in early winners.