By 2027, payments will be instant, embedded, and largely invisible—shifting the competitive frontier away from access to rails and toward control of the intelligence layer that governs every transaction. As multi-rail complexity accelerates and AI enables real-time decisioning, the real value in payments is concentrating in how transactions are routed, funded, authenticated, and optimized.
This panel brings together senior banking leaders to examine how institutions can evolve from payment providers to orchestrators of money movement. The discussion will explore how banks can embed fraud and identity into the flow, dynamically manage liquidity, and deliver “best execution” across rails—while unlocking new revenue streams from data, insights, and programmable payments. At stake is a defining strategic question: will banks own the decisioning layer—or cede it to networks, fintechs, and platforms that sit closer to the customer?
The panel will explore:
