Vice President, Emerging Product Development Manager
KeyBank
Christy Cashen is an emerging product development manager at KeyBank, where she works on the development and delivery of embedded and digital banking products. She is focused on building and scaling embedded banking capabilities for fintech and enterprise partners and works closely with product, engineering, risk, and client teams to deliver solutions across payments products including APIs, virtual account management, real time payments, and partner integrations.
Christy earned her Bachelor of Science in Chemistry from the University of Cincinnati and a Master of Science in Materials Science from Colorado State University. She brings an analytical, systems focused approach to product development and shares practical experience building and operating payment solutions in a regulated environment.
By 2027, payments will be instant, embedded, and largely invisible—shifting the competitive frontier away from access to rails and toward control of the intelligence layer that governs every transaction. As multi-rail complexity accelerates and AI enables real-time decisioning, the real value in payments is concentrating in how transactions are routed, funded, authenticated, and optimized.
This panel brings together senior banking leaders to examine how institutions can evolve from payment providers to orchestrators of money movement. The discussion will explore how banks can embed fraud and identity into the flow, dynamically manage liquidity, and deliver “best execution” across rails—while unlocking new revenue streams from data, insights, and programmable payments. At stake is a defining strategic question: will banks own the decisioning layer—or cede it to networks, fintechs, and platforms that sit closer to the customer?
The panel will explore: