Mike Timoney is Vice President of Secure Payments for Payments System Improvement within Federal Reserve Financial Services. Mike has responsibility to understand the payments and fraud landscape and identify areas where security must be improved. Mike is responsible to design, develop, and implement key elements of the Fed’s Payment Improvement strategy for payment security including improving fraud data, researching security and fraud trends, and evaluating emerging security and fraud technologies. He identifies and contributes to opportunities for collaboration with the payments industry to improve overall payments security. Mike is a Certified Fraud Examiner (CFE) and Certified Treasury Professional (CTP).
Karen spent over 20 years in banking, primarily in bank operations focused on payments, information technology, and business resilience. She then served financial institutions in the cards arena at a payment processor.
At FS-ISAC, Karen is dedicated to putting her diverse payment and banking experience to work to build a collaborative payments community focused on battling threats to the financial sector. Karen is a part of the FS-ISAC team that is actively working on moving the sector to fraud prevention through actionable fraud intelligence sharing. Key initiatives in 2024 included partnering with members in the development of the Cyber Fraud and Phishing Prevention Frameworks. She also started a Digital Assets Council to allow members a platform to work together to address the unique threats and analysis methods associated with cryptocurrency.
Karen has a Bachelor of Science degree in Finance & Banking from the University of Nebraska at Omaha and completed the Graduate Banking School, Bank Technology Management School, and Advanced IT Forum at the Graduate School of Banking in Wisconsin.
Trace has over 29 years of professional experience in software solutions and management consulting. For the past five and half years, he has been a Strategic Advisor with Datos Insights’ Fraud and AML practice. Prior to joining Datos Insights, Trace worked for over 11 years at SunTrust Bank where he was most recently Head of Fraud Strategy.
Trace Fooshee
Andrew Sharpe is a program analyst in the Modernization and Integration Branch (MIB) in the Program Development Division (PDD) in Supplemental Nutrition Assistance Program (SNAP). Andrew has been with the Food and Nutrition Service for almost three years and primarily works on automation projects and disaster SNAP.
Jason Dunn is a Lead Program Analyst in the USDA, SNAP, Policy Development Division’s Modernization and Integration Branch. He had over 32 years of experience working with major public assistance programs in the Commonwealth of Kentucky, including TANF, SNAP, LIHEAP, and Medicaid eligibility. Jason began as a caseworker in 1990, moved on to policy development in 1996, and eventually became the Director of the Division of Family Support in 2011. Other programmatic experience collected along the way includes child support, child welfare, housing/homelessness programs, and workforce/labor programs. From 2018 to early 2020, Jason was a policy analyst with Kentucky Voices for Health, advocating and lobbying for access to affordable, quality, healthcare coverage and other programs that promote good health (including SNAP). He resumed the Director’s position in April, 2020, and helped navigate programs through the pandemic until his move to the USDA in October, 2022. Jason’s primary goal throughout his career is to help individuals and their families live to their fullest potential. When he’s not working, Jason serves as a member of the National Multiple Sclerosis Society’s Activism Advisory Committee as well as a local affordable housing organization. He has three grown sons, and lives on a farm in Franklin County, Kentucky with his wife, Kris, three horses, two donkeys, and one small dog who acts bigger than the largest horses.
Molly Swartz is a partner in the Global Fintech & Payments practice at Paul Hastings and is based in the firm’s San Francisco office. Recognized as a “Rising Star” by Law360 in 2023 and a “Next Generation Partner” by The Legal 500 in 2023, Ms. Swartz advises Fintech and financial services companies, internet marketplaces, and commercial and consumer lenders regarding a broad spectrum of product, regulatory, and transactional matters. As part of Paul Hastings’ Band 1-ranked Fintech and Payments practice, she is one of a few preeminent financial services attorneys in the US that companies turn to as they seek to commercialize their product offerings further. Ms. Swartz has extensive experience with financial services and consumer protection laws, including the Truth-in-Lending Act, the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Electronic Fund Transfer Act, the Bank Secrecy Act, state money transmission and licensed lending laws, gift card laws, payment network rules such as the Nacha, Visa and Mastercard Rules, and other state and federal statutes related to money movement. Ms. Swartz advises household name companies regarding a host of product and regulatory issues. From ideation and strategy through launch and beyond, Ms. Swartz assists in all aspects of product development. She frequently negotiates commercial agreements in the financial services space, including bank-Fintech partnership agreements and commercial agreements between Fintech companies. Ms. Swartz drafts user-facing documentation for financial services clients including foundational contracts between clients and their customers, and advises on design elements of the user experience. Beyond product development, Ms. Swartz supports clients through financing services licensing, and registration, and assists clients in responding to regulatory inquiries. Ms. Swartz is one of the foremost experts in non-recourse liquidity and earned wage access (collectively, “NRL/EWA”). She was part of the original legal team that helped define the space, and has engaged with the Consumer Financial Protection Bureau and numerous state agencies on a variety of EWA/NRL issues. Ms. Swartz has helped numerous clients to develop no-fee, non-recourse forms of financing.
Nick Moiseff is the VP of Product for Remitly’s remittance product. He brings a decade of transformative leadership across the company, having previously served as VP of North America and in other key roles since joining in April 2015 when Remitly was just a series C company. Nick’s impact extends beyond scaling products—he is deeply committed to delivering financial empowerment to millions of customers worldwide. Before Remitly, he honed his expertise at Amazon, where he drove innovation in the fraud and risk space within the Transaction Risk Management org. Nick holds an M.B.A. from San Diego State University and a B.S. in Electrical Engineering from the University of San Diego.
Dinesh Damodharan is a leader with over two decades of experience in the financial technology sector, currently serving as the Senior Vice President of Software Engineering at Mastercard. As the head of engineering for Small and Medium Enterprise Products, he is spearheading the creation of a globally distributed, high-performing engineering organization focused on solving critical challenges for small and medium business owners worldwide, aligning with Mastercard’s mission of advancing global commerce and creating an inclusive digital economy.
Before joining Mastercard, Dinesh held a pivotal role as Director of Software Engineering at PayPal, where he was one of the driving forces behind pioneering top-tier product and platform solutions, including PayPal Shopping, overseeing the launch of a groundbreaking shopping experience as part of PayPal’s mobile app redesign. He has adeptly created and scaled platforms and products, including solutions like Personalization, Customer Segmentation, MarTech, and Loyalty, among others. Dinesh’s exceptional career journey and leadership in the financial technology sector have left a lasting impact on the organizations he has served, marked by a consistent track record of reducing costs, launching critical platforms, and championing strategies to foster collaboration among diverse teams.
Dinesh’s passion for creating products that add value to people’s lives globally with empathy has been a driving force throughout his career, and he strongly believes in the profound positive impact technology can have on people’s lives.
Holly Sraeel is Arizent’s Senior Vice President of Strategy and Content, Live Media, leading content creation and innovation for the events portfolio and introducing new multimedia and invitation-only experiences for senior executives that drive critical conversations and action around corporate strategy, innovation and financial performance. She is part of the company’s operational leadership team and is focused on developing cross-platform programming that creates higher levels of engagement for subscribers, community participants and partners across the company’s brands, including American Banker, The Bond Buyer, Accounting Today, National Mortgage News, Digital Insurance, Financial Planning and Employee Benefits News.
Sraeel is an award-winning editorial director, media executive and content strategist with expertise in developing influential content, communities, and events for C-level executives in the banking and financial services, insurance, technology, and professional services industries. Prior to joining Arizent, she held several content leadership and strategist roles, including for B2B media consultancy New York Ventures, capital markets management consultancy Opimas, Oxford University-incubated startup Wise Responder, and as cofounder of Genesys Partners’ Agility First Forum.
This new role marks a return to the company for Sraeel. In her previous 12-year run, she was a member of the executive team and was pivotal in driving new cross-platform editorial, events and business innovation as SVP of Brand Management; Group Editorial Director of Banking and Technology magazines; and Founder, President and Editorial Director of The Most Powerful Women in Banking,™ the company’s first-ever, community-based media platform, now part of Arizent’s flagship American Banker.
Sraeel is an early honors graduate of Marist College with a Bachelor of Arts degree in Communications and a concentration in journalism.
Ian P. Moloney is Senior Vice President, Head of Policy and Regulatory Affairs for the American Fintech Council (AFC) leading the association’s policy strategy across the fintech ecosystem. Prior to AFC, Ian was Head of Policy and Regulatory Affairs at Cross River where he was responsible for leading the bank’s regulatory strategy, focusing on fintech and traditional banking regulations, and representing the bank as a regulatory expert to direct Cross River’s public policy objectives and positions to engage effectively with key federal and state regulators and policymakers. Ian was also previously with the U.S. Government Accountability Office (GAO) in Washington D.C. as a Senior Analyst of Financial Markets & Community Investment, where he worked on fintech, small business lending, and digital identity issues. He has been involved in the fintech space since 2017 and has published multiple reports on fintech topics, both domestically and internationally. Ian has written on fintech issues for the Federation of American Scientists, Cambridge Centre for Alternative Finance, and the United Nations.
Ian holds a Bachelor’s degree in Political Science, History, and Philosophy with an Ethics Minor from Central Michigan University. Ian also has an MBA from Johns Hopkins University.