Jennifer has more than 25 years of experience accelerating digital innovation across Product, Marketing, Operations, and IT. As Senior Director of Experience Strategy and Digital Engagement at Pinnacle Financial Partners, she shapes the vision and roadmap for experience-driven strategies and capabilities to help redefine how clients engage with financial services.

Before joining Synovus, Jennifer led digital engagement at Aflac for 12 years, where she advanced new platforms and capabilities that reshaped customer and agent experiences. She also spent 15 years at The Coca-Cola Company in global marketing and communications roles, driving brand-building initiatives across international markets.

Carter Pape covers cybersecurity for American Banker from Davis, California. He was previously a reporter for The Times-Independent in Moab, Utah and holds a degree in mathematics from North Carolina State University. He is also an avid programmer and has worked in several software development roles.

Vineeth Subramanyam leads Spring by Citi, Citi’s digital payment acceptance service globally. He has over two decades of experience across payments and ecommerce in product, strategy and innovation roles.

Tim is a seasoned payments executive with extensive industry experience, currently serving as the Executive Vice President of Enterprise Payments and Open Banking at Regions Bank. In this role, Tim spearheads the bank’s enterprise payments strategy, focusing on the bank’s adoption, implementation, and innovation of new payment technologies such as instant, cryptocurrency and legacy payment systems. In addition, he also oversees the ban’s enterprise open banking strategy including both data sharing and data aggregation objectives. His strategic vision and expertise are key contributions to Regions’ evolution of its digital payments’ capabilities. 

Before joining Regions in 2020, Tim served in leaderships roles at The Clearing House, a private sector, banked owned competitor to the Federal Reserve Bank’s financial services. During his tenure at The Clearing House he made leadership contributions in payment advocacy, product development, business development and overseeing the company’s third strategic partnership program. His expertise and innovative approach not only helped The Clearing House to shape the evolving landscape of the U.S. payments industry but also foster collaborative advancements across the industry.

Tim currently serves on the Nacha Board of Directors and The Clearing House Payments Company Board, reflecting his commitment to influencing and advancing payment systems nationally. Furthermore, he has lent expertise in a consultative role to several central banks around the globe, including those of Trinidad and Tobago, Bangladesh, and South Korea, advising on payments modernization and payments innovation. 

Jodie Kelley is the CEO of the Electronic Transactions Association (ETA), the world’s leading trade association for the payments industry. She brings more than 25 years of experience managing and providing strategic guidance to large organizations, including those in the technology, financial services, and software sectors.

During her tenure, Jodie has led the expansion of ETA’s educational programs and created new initiatives that help the industry navigate the complex compliance landscape. She has significantly evolved and expanded ETA’s government relations work in the U.S. at the federal level, in all 50 states, and in Canada, and has positioned ETA as the expert on critical and emerging topics including AI, privacy, and open banking.

Prior to leading ETA, Jodie served as Senior Vice President and General Counsel for the Business Software Alliance, where she managed programs supporting the software industry in more than 30 countries. She began her career as a partner at the law firm Jenner & Block before moving into leadership roles in financial services, including serving as Vice President and Deputy General Counsel at Fannie Mae.

Jodie is a relentless advocate for gender parity within the payments industry, taking action to get more women into payments and rising through the ranks. She earned her B.A. from the Pennsylvania State University and her J.D. from Harvard Law School.

Abbey Naspinski is a Senior Research Analyst at Arizent, the parent company of Employee Benefit News. She brings three years of market research experience in the employee benefits and financial services industry, with a focus on survey design and data analysis to support strategic insights and guide decision-making. Her work contributes to thought leadership initiatives as well as internal benchmarking and trend analysis across Arizent’s portfolio.

Abbey combines analytical rigor with a broad perspective, and brings curiosity and a mindset of continuous improvement to every role and project. She holds dual BAs in Economics and Modern Language from Georgia Southern University’s College of Business and lives in Savannah, Georgia.

As Chief Growth Officer at Allstate Identity Protection (AIP), May leads the company’s business strategy and growth initiatives, by driving innovation and expanding distribution channels to help accelerate long-term performance. She is responsible for shaping AIP’s strategic direction, identifying new market opportunities, and fostering cross-functional collaboration to achieve sustainable growth.

Before joining AIP May held leadership roles at Health Care Service Corporation, Accenture, and the Federal Reserve, where she developed deep expertise in strategy, finance, and operational excellence.

Her background has cultivated a pragmatic and data-driven approach to business growth, blending strategic vision with disciplined execution.

May earned her Bachelor of Arts in Economics from Emory University and a Master of Public Policy from the University of Chicago.

Amir Wain is a recognized payment thought leader and serial entrepreneur. His entrepreneurial journey began when he founded Innovative Pvt. Limited in 1987. In 2000, he founded i2c to modernize financial technology. As CEO, Amir sets the strategic direction to realize his vision of a global, unified banking and payment platform that delivers unparalleled flexibility and agility while providing security and reliability.

Outside of his work at i2c, Amir serves as Chairman of the Board at numerous startups including xiQ, an AI-powered sales and marketing platform. He is also a limited partner to venture capital funds focused on B2B companies leveraging artificial intelligence and machine learning. Amir also serves as Chairman for the Wain Foundation, which is focused on improving health and well-being, the quality of education, and clean water and sanitation in the world.