Chief Enterprise Payments Officer
Huntington National Bank
Amit Dhingra joined Huntington in 2015 and is responsible for the Enterprise Payments Business which comprises of Retail Payments (Consumer and Business Debit and Credit Cards), Treasury Management (Payables, Receivables including Merchant and Liquidity management solutions), Huntington ChoicePay® B2C Payments and Payment Platforms/ Emerging Payments solutions.
Prior to his current position, Dhingra held roles including Retail Payments and Unsecured Consumer Lending Director and Managing Director Corporate Strategy and Optimal Customer Relationships (OCR). Before joining Huntington, he served in leadership roles at US Bank and spent seven years as a Strategy Consultant and was an Associate Partner with McKinsey & Company, working across their London, Chicago and Minneapolis offices within the Financial Services practice. He started his career with Procter & Gamble in the Finance and Accounting function, working across Asia and Europe.
He currently serves on the Leadership Council for Forge North which is a coalition of entrepreneurs, investors and business leaders focused on advancing the startup eco-system in Minneapolis-Saint Paul and is a board director for The Clearing House (TCH) Payment Company. He was also a former board member at FinTech71; Ohio’s non-profit FinTech accelerator.
Dhingra received his MBA from INSEAD in France, post-graduate with concentration in Finance from the Indian Institute of Management and Bachelor of Technology in Mechanical Engineering from the Indian Institute of Technology.
Merchant payments are being reshaped by open-banking rails, embedded finance, and real-time settlement. As merchants demand faster, cheaper, and more integrated payments experiences, banks must rethink their role, from traditional acquirers to data-driven, platform-based partners. This panel unpacks the new economics of merchant payments: the rise of Pay-by-Bank, buy now, pay later (BNPL) regulation, AI-driven fraud management, and the expanding role of embedded finance. Hear from leading banks, fintech innovators, and merchants on how business models, infrastructure, and customer expectations are changing—and what strategies are required for banks to stay relevant in 2026 and beyond. The panel will discuss key factors transformation, including: